The Future, Delivered
Acquire the mission-critical lab, IT, and manufacturing equipment you need to innovate and scale, without depleting your capital budget.
Contact UsIs Your Budget Holding Back Your Ambition?
For R&D Directors and Founders, the challenge is constant: you need state-of-the-art technology to stay competitive, but large capital expenditures can stall growth, drain cash reserves, and slow down vital research. Traditional procurement is often a bottleneck, not an enabler.
- High Upfront Costs: A single piece of equipment can consume your entire quarter's budget.
- Technological Obsolescence: Why own an asset that could be outdated in three years?
- Slow Procurement Cycles: Lengthy internal approvals mean your team isn't getting the tools they need, when they need them.
Apex Finance provides a smarter way forward. We finance the tools, you focus on the breakthroughs.

Our Equipment Finance Solutions
Flexible options designed for your specific assets and business goals.
Leasing
IDEAL FOR: LAB EQUIPMENT, IT HARDWARE & SOFTWARE
Access the latest technology without the burden of ownership. Leasing turns a large capital outlay into a predictable operating expense, preserving your cash for hiring and R&D. At the end of the term, simply upgrade to the newest tech.
- Avoid technological obsolescence
- Bundle service and maintenance costs
- 100% project financing
"We were able to fully equip our new lab space months ahead of schedule, which was critical for our pre-clinical trials."
- Director of R&D, a Cambridge Biotechnology Company
"Investing in the new CNC machine was essential for winning the new contract. Hire purchase made it possible without crippling our cash flow."
- MD, a West Midlands Engineering Company
Hire Purchase
IDEAL FOR: MANUFACTURING MACHINERY, 'HARD' ASSETS
Acquire assets with a long operational life and build equity with every payment. Hire Purchase spreads the cost over time while giving you a clear path to full ownership of mission-critical machinery.
- Own the asset at the end of the term
- Fixed payments for easy budgeting
- Potential tax advantages